Obtaining Disability Benefits - David versus Goliath?
This article contains information about obtaining disability benefits from Social Security, and how to appeal if you are
denied.
"75% of all disability applicants initially will be denied benefits! Half of those denied will give up and not appeal the
denial! However, 53% of the applicants who persevere to a hearing before an Administrative Law Judge obtain benefits! Now you
understand how the system works, it is designed to deny benefits to as many people as possible. SSA denies initial
applications because it knows 50% of the people will give up and not appeal! But for those who persevere and appeal the
denials, the majority are eventually granted benefits."
"Retain a Disability Attorney - Retaining an attorney who specializes in disability law should substantially increase your
odds of winning [an appeal]. Most claimants have no idea what they need to prove to win their case. Practically all
disability attorneys work on a contingency fee - you only pay a fee if you win your case. Also, Federal law sets the maximum
amount the fee can be in your case. An attorney will develop your case by obtaining the necessary medical and vocational
records and opinions from your doctors that are critical in proving disability."
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Chronic Fatigue Syndrome and Fibromyalgia Patients: Should You File
a Disability Claim?
In this article you will learn common mistakes people make regarding Social Security benefits, and how to bypass those
pitfalls.
"Many people do not file a disability claim because often they are in denial about their inability to work. I am not
suggesting you should file a disability claim the day after stopping work, in fact you shouldn’t. However, after being off
work for 6-12 months you should be in a position to know whether you can return to and sustain full time work. Many people
wait to file a claim hoping they will recover and return to work."
"It is critical to understand that you have a disability insurance policy with SSA and the federal government. How did you
obtain it? Remember all the money you paid in for W-2 withholding or self-employment taxes to Uncle Sam? Some of the taxes
went to pay for SSA retirement and disability insurance. Thus, you have already paid Uncle Sam the premiums for a disability
insurance policy. This insurance policy is no different than your health, life, auto or home insurance…the disability policy
just happens to be with SSA."
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